{"id":139,"date":"2015-05-22T13:53:18","date_gmt":"2015-05-22T13:53:18","guid":{"rendered":"http:\/\/www.pratsadvocats.com\/?p=139"},"modified":"2015-05-22T13:53:18","modified_gmt":"2015-05-22T13:53:18","slug":"prats-advocats-assoleix-lanul%c2%b7lacio-dun-swap-per-manca-de-informacio","status":"publish","type":"post","link":"https:\/\/www.pratsadvocats.com\/ca\/prats-advocats-assoleix-lanul%c2%b7lacio-dun-swap-per-manca-de-informacio\/","title":{"rendered":"Prats Advocats assoleix l’anul\u00b7laci\u00f3 d’un swap per manca de informaci\u00f3"},"content":{"rendered":"

El jutjat de Primera Inst\u00e0ncia 3 de Lleida va anul\u00b7lar recentment un contracte bancari tipus “swap” d’un client, ve\u00ed de Tremp, representat per Xavier Prats, director Prats Advocats, adduint falta d’informaci\u00f3 per part de l’entitat banc\u00e0ria – Banc de Sabadell a la hora de vendre aquest producte.<\/p>\n

El Banc de Sabadell va vendre un “swap” de 300.000 \u20ac al client representat per Prats Advocats, que en tot moment va al\u00b7legar descon\u00e8ixer, per falta d’informaci\u00f3 per part del responsable de la venda, els riscos inherents a la contractaci\u00f3 d’aquest producte.<\/p>\n

En la sent\u00e8ncia dictada pel jutge es posa de manifest que “no s’ha acreditat en la informaci\u00f3 prestada incloguessin exemples num\u00e8rics que permetessin al client con\u00e8ixer el producte”. A m\u00e9s d’afegir que “el mateix empleat del banc no sap b\u00e9 com funciona” i conclou que “es desconeix el cost de cancel\u00b7lar el swap”.<\/p>\n

El jutge va decidir anul\u00b7lar el producte financer i condemna al banc a retornar les quantitats pagades pel ve\u00ed de Tremp i al pagament de les costes del proc\u00e9s.<\/p>\n","protected":false},"excerpt":{"rendered":"

El jutjat de Primera Inst\u00e0ncia 3 de Lleida va anul\u00b7lar recentment un contracte bancari tipus “swap” d’un client, ve\u00ed de Tremp, representat per Xavier Prats, director Prats Advocats, adduint falta d’informaci\u00f3 per part de l’entitat banc\u00e0ria – Banc de Sabadell a la hora de vendre aquest producte. El Banc de Sabadell va vendre un “swap” […]<\/p>\n","protected":false},"author":1,"featured_media":954,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[35,192,169],"tags":[],"class_list":["post-139","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualitat","category-destacades","category-dret-bancari"],"yoast_head":"\nPrats Advocats assoleix l'anul\u00b7laci\u00f3 d'un swap per manca de informaci\u00f3 - Prats Advocats<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pratsadvocats.com\/ca\/prats-advocats-assoleix-lanul%c2%b7lacio-dun-swap-per-manca-de-informacio\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prats Advocats assoleix l'anul\u00b7laci\u00f3 d'un swap per manca de informaci\u00f3 - Prats Advocats\" \/>\n<meta property=\"og:description\" content=\"El jutjat de Primera Inst\u00e0ncia 3 de Lleida va anul\u00b7lar recentment un contracte bancari tipus “swap” d’un client, ve\u00ed de Tremp, representat per Xavier Prats, director Prats Advocats, adduint falta d’informaci\u00f3 per part de l’entitat banc\u00e0ria – Banc de Sabadell a la hora de vendre aquest producte. 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