{"id":4071,"date":"2022-12-12T12:33:47","date_gmt":"2022-12-12T11:33:47","guid":{"rendered":"https:\/\/www.pratsadvocats.com\/?p=4071"},"modified":"2022-12-12T12:33:47","modified_gmt":"2022-12-12T11:33:47","slug":"una-sentencia-obliga-a-un-banc-a-tornar-a-un-consumidor-representat-per-prats-advocats-les-despeses-de-constitucio-de-lhipoteca","status":"publish","type":"post","link":"https:\/\/www.pratsadvocats.com\/ca\/una-sentencia-obliga-a-un-banc-a-tornar-a-un-consumidor-representat-per-prats-advocats-les-despeses-de-constitucio-de-lhipoteca\/","title":{"rendered":"Una sent\u00e8ncia obliga a un banc a tornar a un consumidor, representat per Prats Advocats, les despeses de constituci\u00f3 de la hipoteca"},"content":{"rendered":"<p><strong>Sent\u00e8ncia condemnat\u00f2ria contra el BBVA a favor d\u2019un ve\u00ed d\u2019Agramunt, representat per Xavier Prats, que obliga a l\u2019entitat financera a tornar al client les despeses generades de l\u2019obertura de la hipoteca. La sent\u00e8ncia encara no \u00e9s ferma i es pot rec\u00f3rrer.<\/strong><\/p>\n<p>El despatx Prats Advocats ha aconseguit per a un dels seus representants una de les primeres sent\u00e8ncies emeses pels jutjats de Lleida \u2013en concret pel jutjat de Primera Inst\u00e0ncia n\u00famero 6 de Lleida- favorables als interessos d\u2019un consumidor que va presentar una demanda contra un banc en la qual va sol\u00b7licitar la nul\u00b7litat, per abusives, de les cl\u00e0usules que regulen les despeses a c\u00e0rrec del prestatari, la comissi\u00f3 d\u2019obertura i la comissi\u00f3 per reclamaci\u00f3 de posicions deutores; demanant alhora que es condemn\u00e9s al BBVA a la devoluci\u00f3 dels imports satisfets.<\/p>\n<p>L\u2019entitat banc\u00e0ria va acceptar la nul\u00b7litat de la cl\u00e0usula de despeses, per\u00f2 es va oposar a la quantia de procediment i va negar la condici\u00f3 d\u2019abusivitat de la cl\u00e0usula d\u2019obertura i de reclamaci\u00f3 de posicions deutores. Finalment, pel que fa a la cl\u00e0usula de despeses a l\u2019haver-hi un acord entre les parts es va fixar la devoluci\u00f3 en 767 \u20ac, segons la sent\u00e8ncia, que, en relaci\u00f3 amb la comissi\u00f3 d\u2019obertura estima la petici\u00f3 de reintegrament de 601 \u20ac.<\/p>\n<p><strong>Els despatx Prats Advocats, est\u00e0 especialitzat en dret bancari i, en especial, en la defensa dels consumidors davant les entitats financeres per cl\u00e0usules abusives a les hipoteques, recuperaci\u00f3 de despeses hipotec\u00e0ries, et<\/strong>c.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sent\u00e8ncia condemnat\u00f2ria contra el BBVA a favor d\u2019un ve\u00ed d\u2019Agramunt, representat per Xavier Prats, que obliga a l\u2019entitat financera a tornar al client les despeses generades de l\u2019obertura de la hipoteca. La sent\u00e8ncia encara no \u00e9s ferma i es pot rec\u00f3rrer. El despatx Prats Advocats ha aconseguit per a un dels seus representants una de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4073,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[192,169],"tags":[],"class_list":["post-4071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacades","category-dret-bancari"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Una sent\u00e8ncia obliga a un banc a tornar a un consumidor, representat per Prats Advocats, les despeses de constituci\u00f3 de la hipoteca - Prats Advocats<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pratsadvocats.com\/ca\/una-sentencia-obliga-a-un-banc-a-tornar-a-un-consumidor-representat-per-prats-advocats-les-despeses-de-constitucio-de-lhipoteca\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Una sent\u00e8ncia obliga a un banc a tornar a un consumidor, representat per Prats Advocats, les despeses de constituci\u00f3 de la hipoteca - Prats Advocats\" \/>\n<meta property=\"og:description\" content=\"Sent\u00e8ncia condemnat\u00f2ria contra el BBVA a favor d\u2019un ve\u00ed d\u2019Agramunt, representat per Xavier Prats, que obliga a l\u2019entitat financera a tornar al client les despeses generades de l\u2019obertura de la hipoteca. 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